CURRENT ACCOUNT

Advantage of cheque book withdrawal.

Convenient.

Allows you carry-out routine banking transaction.

SMS Alert.

Overdraft(Overnight Loan)

SAVINGS

SUSU

This loan facility enables you to enjoy convenience and pay later.You can buy any house-hold asset like: TV,Radio,DVD,Car,Computer,Fridges,Cooker etc.,and pay later.This product also allows you to assess loan after ninety (90) days.

ABRABOPA

This allows you to save 30% and borrow 100% for any purpose. Interest is charged at the normal lending rate. Minimum saving amount per day is Ghc5.00.

EASY LIFE

This loan facility enables you to enjoy convenience and pay later.You can buy any house-hold asset like: TV,Radio,DVD,Car,Computer,Fridges,Cooker etc.,and pay later.This product also allows you to assess loan after ninety (90) days.

INVESTMENT ACCOUNT / FIXED DEPOSIT

This is a wealth creation and capital build-up product which is competitively priced for future endeavours like: Acquisition of Land Building etc.

Product Benefits:

Can be used for collateral for Loan.

Enjoy the service of a finance expert.

Higher returns on pooled contribution, which would not have been available if investing alone.

Minimum Holding period (3 months) after accumulating the planned amount. Note: No withdrawal before the end of the hold period.

Savings

This  product allows you to make daily and regular deposit. The objective is to build a saving culture, in our community.

OPTIONS SECURE LIFE POLICY (OLSP)

Options Secure Life Policy(OSLP)in pursuit of the fact that every human being shall pass on. Options Micro finance Limited has created an insurance policy called Options Secure Life Policy(OSLP),that seeks to help one set aside money to cater for unforeseen circumstance like death.

Pick Application form.

Start Up Capital of 10 cedis.

Micro Insurance Certificate.

Regular premium to secure sum assured.

Cash back of 10% (total premium) to policyholder after 5 year without     claim.

Qualifies for Sum Assured after 6 month of premium payment.

Withholding of 25% of sum assured of claims and paying to next of kin either in full or instilment (Optional).

FUTURE CARE POLICY

Futurecare Policy(FCP) seeks to provide opportunities to parents, individuals and investors who wish to set aside money while they have enough and later (future) rely on it in financing their education / career.

 Pick Application Forms.

 Start up Capital of 10 cedis and regular investment of 5 cedis and above.

 Internest on Investment.

 Investment Certificate.

 Duration of 2 years and above.

 Collateral for Loan Acquisition (1 year) Life Assurance (Inclusive)

 20% of every deposit will be insured for a Sum Assured.

SUSU

LOANS

Micro working capital loans are available as short term financing for traders, business men and women and micro businesses. Available after 90days of savings.

This product is designed for registration businesses that have special need for flexible loan facility to address their financing needs. This loan package serves as working capital support for SME’s over a fixed period of time and for which repayment is determined in accordance with the cash flow capacity of the client’s business.

SME FINANCING

This product is designed for registration businesses that have special need for flexible loan facility to address their financing needs. This loan package serves as working capital support for SME’s over a fixed period of time and for which repayment is determined in accordance with the cash flow capacity of the client’s business.

Read More